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Difference Between MGIB and Post-9/11

MGIB vs Post-9/11

MGIB and Post-9/11 are two types of GI (Government Issued) bills that concern the people in the Armed Forces whether they are classified as men and women in the active duty, veterans, military spouses, and dependents.

These GI Bills help by providing financial assistance in education, business, and home loans. More often, the bills are often used to finance military education for active-duty members or veterans.

The Montgomery Bill Active Duty (or MGIB) is also known as the old GI Bill. The bill provides 36 months (or 3 years) of educational assistance. The money is used to pay for school-related expenses like school tuition or fees in any type of schooling. It can cover degree programs, online education, and other types of education like vocational, technical, or correspondence. It can also be applied for an apprenticeship, job, or flight training.

Eligibility for the MGIB program includes signing up for the program, at least two years of active duty, and a monthly pay deduction of $100.

The assistance from the MGIB program should be utilized within the 10 years of discharge. The program gives direct financial assistance at a specific and fixed monthly flat rate to the registered member.

The MGIB program has more options or coverage in terms of educational institutions. However, it doesn’t provide for other expenses like books, housing, etc. The benefits are also traditionally non-transferable to military spouses or dependents unless they are part of the reenlistment conditions.

On the other hand, the Post-9/11 GI bill is the recent GI Bill with the same purpose. Like the MGIB program, it provides the same 36-month duration (3 years) of education assistance.

There are slight differences between the MGIB and the Post-9/11 bills in many areas. One is eligibility. Any soldier on active duty for 90 days after
September 11, 2001, is eligible for this program. Also, this type of assistance is only effective within 15 years of discharge. Another thing to consider is the coverage of the assistance. The program gives aid to people aiming for degree programs with 100 per cent coverage of tuition and other school-related expenses. Payment is directly given to the approved school or educational institution. There is an additional stipend for books and housing.

Another major difference between the old and new GI Bills is that the program benefits can be transferable to military spouses or dependents after the sponsor completes 10 years of service. Requirements and eligibility for both sponsors and dependents are also required.


1.Both MGIB and Post-9/11 GI Bills are both programs to provide financial assistance for military personnel, spouses, and dependents.
2.The MGIB Bill is known as the Montgomery Bill Active Duty and was created in 1984 while the Post-9/11 Bill, as its name implies, was created in 2008 for the military servicemen after the event of September 11, 2001.
3.Both MGIB and Post-9/11 Bills offer 36 months or 3 years of financial help for the education of active-duty or veteran soldiers. There are slight differences in the areas of coverage, eligibility, and program lifespan.
4.MGIB must be completed within 10 years of discharge while Post 9/11 can be used for 15 years. For the MGIB program, the soldier must sign up for the program, must be on active duty for at least 2 years, and must allocate $100 monthly for the program. Eligibility for the Post-9/11 program can be the soldiers who served for as little as 90 days after 9/11.
5.Under normal circumstances, MGIB benefits are nontransferable except for reenlistment conditions. Post-9/11 benefits can be transferable after submission and determination of the eligibility of both the sponsor and the dependent. Ten years of service is also a requirement for the sponsor.
6.Payment in the MGIB program is directly to the person while Post-9/11’s payment is directly to the school. The MGIB program also pays on a fixed rate payment per month. The aid is only for school-related expenses. On the other hand, the Post-9/11 Bill pays 100 per cent coverage of school fees while also giving a stipend for housing, books, and other fees.

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