Difference Between Equifax and Experian

Equifax vs Experian

Both Equifax and Experian are credit reporting companies. Equifax Inc. is a renowned consumer credit reporting company which operates in the United States. It is known to be one of the three largest American credit agencies. It was founded in 1899, and is one of the earliest companies set up in the arena of credit reporting, with a record of more than 400 million credit holders worldwide. This agency is based in Atlanta, Georgia. It is a well known global service provider that has over US $1.5 billion annual revenue, and employees of more than 7,000+ people across 14 countries.

Experian plc was earlier known as CCN Systems, and is a large credit information group that operates in more than 36 nations. It is a global credit information group. It is a large and renowned group employing around 15,500 people. It is based in Dublin, Ireland, and has its operational headquarters in Nottingham, England, and Costa Mesa, California, U.S. The company is listed in the London Stock Exchange.

Equifax is also indulged in sales of online reports and also offers subscription services for credit monitoring. It offers registered services where members can preview the Credit Watch web site to get reports.

Equifax also gives a credit lock service in which there can be a restriction on the inquiries that can be made into a subscriber’s credit reports. Subscribers who get this service can configure their preferences for their specific credit report. They can provide permission for all inquiries for a specified time period, or set up selective access through only some particular organizations by usage of the PIN system.

The main lines of business for Experian are credit services, decision analytics interactive services and marketing solutions. The company gathers records of people, motor vehicles, businesses and insurance. The company has record of more than 215 million people in the United States, along with about 450 million vehicles etc.

Summary:
Experian is based in Dublin, Ireland, while Equifax is based in Atlanta, USA.
Experian employs around 15000 people, while Equifax employs 7000 people.
Experian is listed in the LSE, while Equifax is listed in the NYSE.

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