Difference Between Similar Terms and Objects

Difference Between Ensure and Insure

english wordsEnsure vs Insure

To insure, is to go out and buy oneself, and or, one’s dependants, and or, possessions, financial protection in the form of an insurance policy against any unforeseen contingencies. To ensure, means to take every possible measure to make a certain outcome or situation prevails.

Insurance is something that is taken out for property, or even on one’s health, through an insurance company, whereas when you ensure, the onus is not on any outside agency, but on one’s own efforts.

In semantic terms, insurance really means taking all possible measures to prevent an unfavorable outcome, whereas assure implies putting one’s apprehensions to rest. Most people, especially Americans, will use the two interchangeably, but it is seen, that when someone is talking in general terms, there is more likelihood of either of the terms being used just as frequently. When someeone is talking in technical, business or legal terms, and a certain degree of exactitude is required, insurance is the preferred choice of word.

In another sense, ensure is a more positive term, because it really means that everything will be done to make a certain situation prevail, whereas insure implies that all measures will be taken against an untoward happening, which in a sense, is negative in its implication.

For instance, if there was a way of ensuring that the bread winner of a family will not die until a certain age, his dependants would prefer this over a life insurance policy, which will only provide financial succor in case of that person’s untimely death. Coming to the crux of the difference between the two words, in regular life ensure and insure can be used in place of each other, though the former is perhaps a better word to use. In the insurance industry though, the term for use has to be insurance, and nothing else.

Most people, even though they may be colloquially using the two terms while speaking, would instantly relate to financial protection when consciously using the term insurance. Ensure, on the other hand, would be viewed as more of a term for everyday use.

To ensure is really a matter of emotional security, and insure a matter of financial security.

Summary:

1. To insure implies going out and buying oneself, and or, one’s dependants, and or, possessions, financial protection in the form of an insurance policy against unexpected emergencies. To ensure, means to take every possible measure to make a certain outcome or situation prevail.

2. Insurance is taken out for property, one’s life, or even on one’s health, through an insurance company, whereas when you ensure, the responsibility is on your efforts.

3. Insurance really means taking all possible measures to prevent an adverse result, whereas ensure implies putting one’s anxiety to rest.

4. In regular life, ensure and insure can be used in place of each other, though the former is perhaps a better word to use. In the insurance industry, The term insurance used.


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